Managing Your Position

Adding/Removing Collateral

If you have an active borrow, you can add collateral to increase your Borrow Capacity and reduce liquidation risk. If you have excess collateral, you can also choose to withdraw it.

When removing collateral with an active debt position, you must maintain the minimum collateral ratio (determined by the Max LTV). For this reason, you will not be able to withdraw the full amount of your collateral, or even an amount that puts you into the liquidation zone. The exact amount you can withdraw is displayed in the Withdrawal modal.

Adding Collateral:

• Increases Borrow Capacity

• Improves position health

• Reduces liquidation risk

Removing Collateral:

• Reduces Borrow Capacity

• Degrades position health

• Increases liquidation risk

Loan Repayment

Loans in Granite do not have a fixed repayment schedule. You can repay any amount at any time, as long as you maintain a healthy position where your Collateral Value is greater than your Liquidation Point.

To repay your loan, click “Repay” in the Borrow section of your account overview. In the Repay modal, enter the amount you wish to repay and confirm the transaction in your wallet.