> For the complete documentation index, see [llms.txt](https://docs.granite.world/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.granite.world/core-protocol-features/borrowing.md).

# Borrowing

Granite allows users to leverage or “collateralize” their BTC to borrow stablecoins. By supplying BTC to Granite, users can obtain over-collateralized loans.

The maximum borrowing limit is determined by the value of the supplied collateral and the parameters set by Granite Governance.